Short-term property finance · England & Wales
Quick decisions. Flexible funding.
Fast, commercially intelligent bridging finance for property professionals – secured against residential, semi-commercial and commercial property. More than a lender; your strategic partner.
Our promise
Short-term property finance, built around your exit
Proxima Capital provides short-term loans to property professionals across England and Wales. Founded by an experienced team with real estate, legal and finance backgrounds, we deliver agile, commercially intelligent finance – assessed on the merits of each deal, with honest terms that don’t change mid-process.
More than a lender
Your strategic partner
We operate with a lean, efficient model that prioritises speed, transparency and access. You speak directly with decision-makers – no layers, no red tape. We’ve listened to broker concerns about legal timescales, so we work with best-in-class solicitors and market-leading title indemnity insurance to streamline every transaction.
- → Direct access to decision-makers
- → Terms that don’t change mid-process
- → Best-in-class legal partners and title indemnity insurance
Finance we arrange
Funding for every property play
Acquisitions & refinances
Move quickly on purchases and release equity with funding built around your exit.
Auction purchases
Meet tight 28-day auction deadlines with finance arranged at pace.
Refurbishment
Fund light works to add value before sale or refinance.
Development exit
Secure sites with planning and fund schemes through to completion.
How it works
From first conversation to drawdown
01
Talk to a decision-maker
Tell us about the deal. You’ll get an honest, commercial view the same day.
02
Decision in principle
Clear terms within 24 hours, assessed on the merits of the case – not a tick-box.
03
Funds drawn
Best-in-class solicitors and title indemnity insurance keep completions fast and increase certainty.
Our approach
“Bridging is won or lost on the exit and the speed. We structure every case around a credible exit, price the risk appropriately, and move at the pace property deals demand so clients get a decision, and a lender who can actually complete.”
Proxima Capital
Leadership
Led by people who have built lenders before
Our managing directors come from finance, law and property, and have already overseen in excess of £500m of property lending.
Calculator
See your numbers in seconds
Estimate your net advance, interest and total redemption amount with our bridging loan calculator.
For illustration only. This is not a quote, offer or recommendation. Actual figures depend on a full assessment of your circumstances and the security property. Proxima Capital — speak to us for a tailored indication.
Have a deal in mind?
Tell us about it and we’ll come back to you quickly with an honest, dependable answer.
